The Central Bank of Nigeria (CBN) implemented the Bank Verification Number (BVN) in 2015. Each bank in Nigeria has a unique 11-digit number it uses to register new account holders to CBN's Biometric Identification System. Use a mobile code to check BVN in Nigeria from this article.
The BVN is significant because it links all of your bank accounts together, making it easier for financial institutions to identify you and track your transactions. If you're wondering how to manage your BVN, you're not alone! Many people find it challenging to remember their 11-digit code, especially when it comes to accessing it through their mobile service providers.
Aside from being a unique identifier, the BVN also enhances security in banking operations. It helps to protect you from fraud and ensures that your financial transactions are secure. In this article, you will discover how to check your BVN using different methods, including USSD codes from various mobile networks like MTN, Airtel, Glo, and Etisalat.
How to Use Mobile USSD Codes to Check Your BVN
Learning how to access your BVN using mobile USSD codes is essential, especially if you need it quickly. There are two primary ways to retrieve your BVN: through your telecommunications network or via your bank's app. Both methods are simple and efficient, ensuring that you can access your BVN whenever you need it.
To check your BVN using a mobile network, you can dial the USSD code associated with your network provider. This method is particularly useful if you are unable to access your bank’s app or if you prefer a quicker, more straightforward option. Below, you will find the specific codes for each major provider in Nigeria.
Check Your BVN Using MTN
To retrieve your BVN on MTN, simply dial *565*0#. This will display your unique 11-digit code on your phone. Please note that this service incurs a fee of at least N20 from your MTN mobile money account, so be sure to have sufficient balance before trying this method.
Check Your BVN Using Glo
If you are on the Glo network, you can also retrieve your BVN by dialing *565*0#. As with MTN, checking your BVN on Glo will cost you at least N20. Ensure you save your BVN in a secure place after checking it.
Check Your BVN Using Airtel
Airtel users can access their BVN by dialing *565*0#. After dialing this code, your BVN will be displayed shortly. Similar to the other networks, there’s a charge of N20 for this service.
Check Your BVN Using 9mobile (Etisalat)
For 9mobile users, the process is the same: dial *565*0# to retrieve your BVN. Keep in mind that you will be charged a minimum of N20 for this service as well. Make sure to have a backup of your BVN after retrieving it.
Accessing Your BVN Through Your Bank’s App
Another convenient way to check your BVN is through your bank's mobile application. To use this method, you must have an account with the bank and have registered with the CBN's Biometric Identification System. Simply log into your bank's app and look for the option to view your BVN.
If you cannot find this option, don’t hesitate to contact your bank’s customer service for assistance. They can guide you on how to access your BVN through the app effectively.
Registration Process for Obtaining Your BVN
If you don’t have a BVN yet, obtaining one is simple. You need to visit any bank in Nigeria and fill out a BVN enrolment form. During the registration process, the bank will take your biometric information, including fingerprints and a facial photo. After submitting your form, you will receive an acknowledgment slip with a transaction ID.
Once you complete your registration, the CBN's BVN system will process your application. You can expect to receive your unique 11-digit BVN via SMS within 24 hours. This process ensures that your financial identity is protected and linked securely to your accounts.
Benefits of having a BVN
The Bank Verification Number offers several advantages, including:
- A BVN identifies all bank accounts you have opened in Nigeria.
- It significantly reduces cyber fraud.
- It helps in tracking and validating your financial transactions across electronic platforms.
- Financial institutions utilize BVNs to monitor their customers' loan allocations and repayments.
- The BVN system reduces queues in bank halls.
- BVN standardizes and improves the efficiency of banking operations.
Now that you understand how to check your BVN using various methods, feel free to assist others who might find it challenging. The BVN retrieval services are available 24/7 through MTN, Airtel, Glo, and Etisalat.
