Unlocking The Power Of Opay: A Comprehensive Guide To USSD Codes And More

Opay is one of Nigeria's best mobile money platforms that offers various financial services, including mobile money transfers, bill payments, savings, and many more. The mobile money platform allows customers to complete most transactions without the Internet through their USSD service. In this article, we will highlight the Opay USSD codes for various mobile money transfers and guide you on how to activate your account.

Opay is licensed by the Central Bank of Nigeria (CBN). Since its launch in 2018, the platform has been continually improving its customer service, making it easier for Nigerians to manage their money on the go. By learning how to use Opay's USSD codes effectively, customers can enjoy seamless banking transactions directly from their mobile devices.

The convenience of using USSD codes cannot be overstated. With just a few taps on your phone, you can perform a variety of financial activities without the need for an internet connection. This accessibility makes Opay a preferred choice for many, especially in areas with limited internet connectivity.

TABLE OF CONTENTS

• Opay USSD code
• Opay USSD code for balance
• Opay transfer USSD code
• Opay USSD code for withdrawal
• Opay USSD code for savings
• Opay USSD code for data
• Opay USSD code for airtime
• Opay USSD code for OTP
• Opay USSD code to block a card
• Opay USSD code for recharging betting accounts
• Opay USSD code for electricity
• How to activate the Opay USSD code
• How to use the Opay USSD code to get an Opay card
• How do I fund my Opay account?
• Why is the Opay USSD code not working?
• What is the Opay USSD code for Airtel?

Opay USSD code

The Opay USSD code is *955#. You might be wondering, is the Opay USSD code free? Yes, it is free to use because there are no charges for dialing the code. This code allows you to perform a range of banking transactions, including money transfers, airtime purchases, data purchases, withdrawals, and account creation.

Users can access these services across various networks, including Airtel, MTN, 9mobile, and Glo. Below, we will provide an overview of how to utilize this code to complete various transactions.

Opay USSD code for balance

Checking your account balance with Opay is straightforward. Here are the steps to follow:

1. Dial *955#.
2. Select the 4th option, “Check Balance,” from the menu.
3. Enter your PIN. You will receive an SMS notification containing your current account balance.

Opay transfer USSD code

You can transfer funds to other Opay users or bank accounts in Nigeria using the USSD code. Here’s how:

1. Dial *955# on your phone.
2. Select “Transfer” from the menu options.
3. Choose the type of transfer you want to make: option 1 for transferring to another Opay user or option 2 for a bank account.
4. For Opay transfers, enter the recipient's phone number; for bank transfers, select the recipient's bank and enter the account number.
5. Enter the amount you want to transfer.
6. Enter your PIN to authorize the transaction.

Alternatively, you can use the shortcuts *955*1*amount*account number# for Opay accounts and *955*2*amount*account number# for bank accounts.

Opay USSD code for withdrawal

To withdraw cash from your Opay wallet at an ATM or agent location, follow these steps:

1. Dial *955# on your phone.
2. Select “Withdraw,” which is option 7.
3. Enter the Opay agent/POS phone number from which you want to withdraw the cash.
4. Enter the amount you want to withdraw.
5. Input your PIN when prompted to confirm the transaction.

Opay USSD code for savings

With Opay, you can also save money using their USSD code. Here’s how:

1. Dial *955# on your phone.
2. Select the “Savings” option, usually option 6.
3. Enter the amount you want to save.
4. Enter your PIN when prompted to confirm the transaction.

Opay USSD code for data

To purchase data bundles for yourself or another phone number, follow these steps:

1. Dial *955#.
2. Select the “Airtime/Data” option.
3. Choose “Buy for self” or “Buy for others.” If for others, enter the recipient's phone number.
4. Select the data bundle you want to purchase from the available options.
5. Enter your PIN to finalize the transaction.

Opay USSD code for airtime

Purchasing airtime for yourself or another number is easy with Opay. Here’s how:

1. Dial *955#.
2. Select the “Data” option, usually option 4.
3. Choose to “Buy for self” or “Buy for others.” If for others, enter the recipient's phone number.
4. Select the data bundle you want to purchase.
5. Enter your PIN to confirm the payment.

Opay USSD code for OTP

Setting up an OTP (One-Time Password) will add an extra layer of security to your transactions. To set this up, dial *955*010# on your phone and follow the prompts to receive your OTP.

Opay USSD code to block a card

If you need to block your Opay card, simply dial *955*132# on your mobile phone. You will receive an SMS confirmation once the action is complete, ensuring your transactions are secure.

Opay USSD code for recharging betting accounts

Funding your betting account on Opay is straightforward:

1. Dial *955# on your phone.
2. Choose “Betting” from the options.
3. Select your preferred betting company from the list.
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